JAMES VANDERHOFF
Department of Economics (973) 353‑5256 (Office)
Ph.D.
(Economics)
B.S. (Economics)
Professor Rutgers University‑Newark 7/96 to present
Associate
Professor
Assistant
Professor
“The Truth about Light
Trucks” (with
"Mortgage Default Rates
and Borrower Characteristics" (with Richard Anderson), Journal of
Real Estate Research, September 2000
"School Finance Reform,
School Experience and Student Performance: The Case of
(with Doug Coate), CATO
Journal, Spring 1999,
"Adjustable and Fixed
Rate Mortgage Termination, Option Values and Local Market Conditions:
An Empirical Analysis", Real
Estate Economics, Fall 1996, 379‑406
"The Probability of
Fixed and Adjustable Rate Mortgage Terminations" (with Richard Phillips
and
Eric Rosenblatt), Journal
of Real Estate Finance and Economics, Sept. 1996, 95‑104
"Alternative Mortgage
Instruments, Qualification Constraints, and the Demand for Housing: An
Empirical Analysis",
(with Richard Phillips), AUEREA Journal, Fall 1994, 453‑77
"Race of the Home Owner
and Appreciation of Prices of Single Family Homes in the
"Adjustable Rate
Mortgages and Housing Demand: The Impact of Mortgage Pricing
Characteristics and Expected
Housing Price Appreciation" (with Richard Phillips), Journal of Real
Estate Finance and Economics, September 1992, 269‑280
"The Role of Relative
Pricing on the Fixed Rate Mortgage Term Decisions" (with Richard Phillips
and Eric Rosenblatt), Journal
Of Real Estate Research, Spring 1992, 187‑194
"The Closing Rate on
Residential Mortgage Commitments: An Econometric Analysis" (with Eric
Rosenblatt), Journal of
Real Estate Finance and Economics, March 1992, 85‑98
"Adjustable Versus Fixed
Rate Mortgage Choice: The Role of
Initial Rate Discounts" (with
Richard Phillips), Journal
Of Real Estate Research, Spring 1991, 39‑52
"Two Earner Households
and Housing Demand: The Effects of the Wife's Occupational Choice"
(with Richard Phillips), Journal of Real Estate
Finance and Economics, March 1991, 83‑91
"Direct Evidence on
Endogenous Expectation Formation Methods," Quarterly Review of
Economics and Business, Autumn 1988, 6‑14.
"Relative Price
Variability and Monetary Policy Regimes" Journal of Macroeconomics,
Spring
1988, 283‑296
"Stock Returns and Inflation:
An Industry Analysis," (with Mary Golden), Journal of Economics
and Business, December 1986, 341‑352
"Stock Returns,
Inflation Rates, and Real Variables," (with
October 1986, 555‑551
"Endogenous Expectation
Formation Methods: Evidence from Consumers' Inflation
Expectations," Journal
of Macroeconomics, September 1986, 63‑74
"Evidence of the Time‑Varying
Effect of Expected Inflation Rates on Interest Rates," Review of
Economics and Statistics, August 1984, 477‑481
"A 'Rational'
Explanation for 'Irrational' Forecasts of Inflation," Journal of
Monetary Economics,
May 1984, 387‑392
"Support for Rational
Expectations Models with
August 1983, 297‑308
"The Conditional
Probability of Foreclosure: An Empirical Analysis of Conventional Mortgage Loan
Defaults" (with Richard Phillips), under review, Real Estate Economics
"Do Fair Credit Laws
Contribute to Reverse Discrimination in Mortgage Lending: An Empirical Analysis
of Conventional Mortgage Markets" (with Richard Phillips), under
review, Journal of Real Estate
Finance and Economics
.
“State Takeover of Public
Schools and Student Performance”
Recent
Presentations at Professional Meetings
"The Conditional Probability of Foreclosure: An
Empirical Analysis of Conventional Mortgage Loan Defaults", American Real Estate Society Annual
Conference,
"Do Fair Credit Laws
Contribute to Reverse Discrimination in Mortgage Lending: An Empirical Analysis
of Conventional Mortgage Markets" (with Richard Phillips), the American
Real Estate Society annual conference,
April 2000
"Mortgage Default Rates,
Profitability and Racial Discrimination: A Metropolitan Market
Analysis" (with Richard
Phillips) Southern Economic Association meetings, November 1998
"Government Insured
Mortgages and Minority Borrowers"
(with Richard Anderson), Eastern
Economic Association
meetings, March 1998